About Us.
Richard Smith and Associates Wealth Management specializes in legacy planning and lifeline financial planning. We work alongside with you at different milestones of your life. We identify financial concerns, develop and implement solutions together. Lifetime support to you and your loved ones are our important missions to ensure that your financial objectives are met.
Supplemental Insurance for Your Peace of Mind
At Richard Smith and Associates Inc., we sell supplemental insurance above and beyond your state insurance. Ask yourself ? Do you have enough coverage? We believe the answer is an additional insurance policy, for that added sense of security for your family’s future.
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Services
Ready to Reduce Your Rates?
For nearly half a century, Richard Smith & Associates Inc, has been providing personal and business insurance services throughout the Tallahassee area and the state of Florida. We know that cost can be a concern, so we will present you with quotes that are marketplace competitive.
Life Insurance
Life insurance is designed to provide financial security for relatives of the deceased, most commonly spouses and children. If you support someone with your income or your time and they won’t be able to provide that support for themselves without you, then you need life insurance.
Fixed-Annuities
Fixed-Annuities can be structured according to a wide array of details and factors, such as the duration of time that payments from the annuity can be guaranteed to continue.
Disability Coverage
An insurance product that provides supplementary income in the event of an illness or accident resulting in a disability that prevents the insured from working at their regular employment. Benefits are usually provided on a monthly basis so that the individual can maintain their standard of living and continue to pay their regular expenses.
Why Choose Us?
Our goal is to provide professional insurance sales and service to Florida residents and businesses. Based in Tallahassee, Florida, our insurance agents want to make every interaction a positive experience for our customers.
- Quality Service
- Best Coverage
- Advanced Technology
- Trusted Professionals
- Great Customer Service
- Speedy Response
We Offer a Broad Range of Investments and Insurance Products
From our family to yours; We’re here to help make life go right, recover from the unexpected, and help you realize your dreams. We are a family-based insurance agency right outside the heart of Tallahassee. We are eager to become Florida’s premier insurance agency. Let us protect what’s important to you, today!
Personalize Your Journey
We will tailor your coverage based on your needs. We will thoroughly explain all your options and provide a lifetime support. Don’t wait any longer to get the protection you need for yourself and family.
Explore Your Coverage Options
When it comes to life insurance, there are many options to choose from. Each is structured differently and appeal to different clients depending on their situation. We take the time to understand your needs and help you select the best option.
Plan a Secure Future
During life’s uncertainties leave your family with a guaranteed financial future. Whether you are covering yourself for final expenses or planning for your children’s future education and your retirement, don’t leave the future unplanned. Reach out to us and make an informed decision.
Upcoming open enrollments for employees for the State of Florida and Leon County Government
CONSULTING
What is Medicare Advantage? Members get their care from a network of doctors and hospitals A Medicare Advantage plan is a private health insurance plan approved by Medicare. You may opt to get your Part A, B and D benefits from a Medicare Advantage plan instead of traditional Medicare. Originally called Part C, these Medicare private insurance plans
The three main components of the life insurance contract are a death benefit, a premium payment and, in the case of permanent life insurance, a cash value account.
These days, however, people are living longer. Its not unusual for someone retiring at age 65 to live to age 90 or longer. You may need to plan for your nest egg to potentially last 25 to 30 years.
GROUP INS.
What is Medicare Advantage? Members get their care from a network of doctors and hospitals A Medicare Advantage plan is a private health insurance plan approved by Medicare. You may opt to get your Part A, B and D benefits from a Medicare Advantage plan instead of traditional Medicare. Originally called Part C, these Medicare private insurance plans
The three main components of the life insurance contract are a death benefit, a premium payment and, in the case of permanent life insurance, a cash value account.
These days, however, people are living longer. Its not unusual for someone retiring at age 65 to live to age 90 or longer. You may need to plan for your nest egg to potentially last 25 to 30 years.
Ready to Reduce Your Rates?
For nearly half a century, Richard Smith & Associates Inc, has been providing personal and business insurance services throughout the Tallahassee area and the state of Florida. We know that cost can be a concern, so we will present you with quotes that are marketplace competitive.
Looking for a first-class competitive Life Insurance quote?
We know that cost can be a concern, so we will present you with quotes that are marketplace competitive.
