WHAT YOU, YOUR FAMILY AND YOUR LIFE NEEDS.

You want to change your future. I’m here to help. In this difficult times, life insurance guarantees your family’s futures and provides you with the peace of mind that you deserve. Life insurance can help your family with medical and funeral costs, rents or mortgage payments, unpaid bills or more. Leave your family generational wealth and a legacy they can depend on..

About Us.

We are a professional company with skilled tradesmen and we cover the Massachusetts. 

We provide a tailored and reliable service with competitive rates and are fully insured to cover any contract large or small.

A comprehensive range of Commercial, Industrial and Domestic roofing services are available including flat roofing, pitched roofing, tiling, slating, single-ply roofing, gutters and skylight.

Our expertise and skills embrace the technical know-how and administrative capacity to undertake roofing works, from smaller projects to complete turnkey site projects, in particular those with extremely diverse requirements.

Supplemental Insurance for Your Peace of Mind

At Richard Smith and Associates Inc., we sell supplemental insurance above and beyond your state insurance. Ask yourself ? Do you have enough coverage? We believe the answer is an additional insurance policy, for that added sense of security for your family’s future.

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Services

Ready to Reduce Your Rates?

For nearly half a century, Richard Smith & Associates Inc, has been providing personal and business insurance services throughout the Tallahassee area and the state of Florida. We know that cost can be a concern, so we will present you with quotes that are marketplace competitive.

Life Insurance

Life insurance is designed to provide financial security for relatives of the deceased, most commonly spouses and children. If you support someone with your income or your time and they won’t be able to provide that support for themselves without you, then you need life insurance.

Fixed-Annuities

Fixed-Annuities can be structured according to a wide array of details and factors, such as the duration of time that payments from the annuity can be guaranteed to continue.

Disability Coverage

An insurance product that provides supplementary income in the event of an illness or accident resulting in a disability that prevents the insured from working at their regular employment. Benefits are usually provided on a monthly basis so that the individual can maintain their standard of living and continue to pay their regular expenses.

Why Choose Us?

Our goal is to provide professional insurance sales and service to Florida residents and businesses. Based in Tallahassee, Florida, our insurance agents want to make every interaction a positive experience for our customers.

We Offer a Broad Range of Investments and Insurance Products

From our family to yours; We’re here to help make life go right, recover from the unexpected, and help you realize your dreams. We are a family-based insurance agency right outside the heart of Tallahassee. We are eager to become Florida’s premier insurance agency. Let us protect what’s important to you, today!

Personalize Your Journey

We will tailor your coverage based on your needs. We will thoroughly explain all your options and provide a lifetime support. Don’t wait any longer to get the protection you need for yourself and family.

Explore Your Coverage Options

When it comes to life insurance, there are many options to choose from. Each is structured differently and appeal to different clients depending on their situation. We take the time to understand your needs and help you select the best option.

Plan a Secure Future

During life’s uncertainties leave your family with a guaranteed financial future. Whether you are covering yourself for final expenses or planning for your children’s future education and your retirement, don’t leave the future unplanned. Reach out to us and make an informed decision.

Upcoming open enrollments for employees for the State of Florida and Leon County Government

CONSULTING

GROUP INS.

Ready to Reduce Your Rates?

For nearly half a century, Richard Smith & Associates Inc, has been providing personal and business insurance services throughout the Tallahassee area and the state of Florida. We know that cost can be a concern, so we will present you with quotes that are marketplace competitive.

Looking for a first-class competitive Life Insurance quote?

We know that cost can be a concern, so we will present you with quotes that are marketplace competitive.